Serving the Pacific Northwest for over 20 years

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Our Company

ACS Financial has a collaborative history in which it has serviced the Pacific Northwest for over twenty years. Our positive reputation is built upon lasting client relationships, referrals and overall collection rate. As a small business, ACS Financial is a perfect fit for collecting debts on behalf of small businesses and local municipalities.



ACS Financial is in the business of third party debt collections. We serve businesses of the greater Puget Sound region, specializing in municipal debt and debt of small businesses. Our mission is to provide excellent collection results for our clients while maintaining an ethical and transparent business reputation.

Why Choose Us?

We are committed to offering the best service possible at a competitive rate. Our attention to personal service is a key component in serving our clients. We provide access to account information for both client and consumer access. This gives both you and your customers account access via our secure web server 24 hours a day, 7 days a week.

Our Experience Shows!

We have served the greater Puget Sound region for over 20 years. The relationships we maintain with our clients have given us the opportunity for company success for over two decades.

Services & Specialties

We understand that collecting delinquent accounts is difficult and often discouraging. We pride ourselves on keeping an open line of communication with clients at all times to ensure a successful working relationship.

We are dedicated to offering great service at a competitive contingency rate while recovering your bad debt. There is no fee for our service unless we collect. We separate ourselves from other agencies based on this flexibility of servicing each company’s needs on an individual basis.

Letter Series

Telephone Contact

Skip Tracing

Credit Reporting

Automated Dialer

Legal Action

We also specialize in

Skip tracing for asset recovery

Client access to reports

Client access for account management

Consumer access for account management

Community Involvement

Melissa MacDonald (far right) is a Community Coordinator for the Healthy Kids Running Series. “HKRS” was created by Jeff Long, Founder and President of Pattison Sports Group, to provide kids with a positive, educational, and fun experience in the world of running. To combat the increasing rates of child obesity in America, Jeff designed a running program that would motivate kids to be healthy and active and provide a fun environment to improve their self-esteem.

To learn more, visit

What Our Clients Are Saying

“Lake Forest Park Municipal Court has enjoyed a professional relationship with ACS Financial, LLC for over a decade. ACS provides local, personal attention with customized collection plans. They have an experienced staff and host a website that offers easy account access and helpful instruction”

- Lake Forest Park Municipal Court

Send Us A Message

Address: PO Box 217, Bothell, WA 98041

Phone: (425) 780-4511


Hours: M-W 9-4, Th-F 9-3

** The office is closed on the 1st weekday of the month

Every individual at ACS Financial abides by the company Code Of Conduct

Every individual at ACS Financial also believes in the Collectors Pledge